Are you between jobs? Or perhaps a recent college graduate looking for that first job? Then chances are you're in need of temporary medical insurance until you become part of an employer's plan.
The Short Term Medical Plan provides comprehensive, temporary medical coverage at a reasonable price. It's an affordable plan that gives you peace of mind knowing you won't have to worry about the cost of health care. You select the coverage period that fits your situation.
*Varies by state.
Plan availability varies by state. See the insurance contract for a full explanation of plan benefits, limitations and exclusions.
Assurant Health is the brand name for products underwritten and issued by Time Insurance Company.
Where available: Coverage is available in most states, but plans may vary depending on individual state laws.
Type of Insurance: Short Term Medical
Designed For: Health insurance for a limited period of time
Underwritten By: Assurant Health
Payment Options: Credit Card, Monthly EFT, or direct bill
This website contains a summary of the insurance policy provisions. If there is a conflict between this site and the actual insurance policy, the insurance policy language will control.
Answers about the plan, including eligibility, options, enrollment, customer service and more.
Can I put my premium payments on my credit card?
Yes, you can pay your premiums using your Visa or MasterCard. You can also pay your premiums through monthly EFT, direct bill or through most online bill pay services. Another option is to prepay your insurance for a desired period of time say three months.
Do I have to meet with an insurance agent?
Issuance of this policy is handled over the Internet and the mail. You can review the materials in the privacy of your home and purchase your policy directly through the mail without meeting with an agent. You can, of course, talk to a licensed representative if you'd like. Please click the Forms and Links section for the toll-free number.
Do I need to take an exam?
An exam is typically not required. But depending on the specific plan you're interested in, you may need to provide evidence of good health before the insurance company approves your policy.
How do I apply?
Click here to get your personalized instant quote or to apply online.
How do I know if a Short Term Medical Plan is right for me?
The following questions will help you determine what kind of coverage you need. Are you:
If you answered YES to any of these situations, a temporary Short-Term Medical plan may meet your health-insurance needs. If you do not fit into one of these categories, chances are you want an individual medical plan.
What if I need help?
You can speak to a licensed insurance agent by calling 1-877-249-7868.